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Credit Cards for No Credit                                        









If you've never had credit in your own name, it can be difficult to get a car loan or credit card. Having no credit history can be as much of a problem as having a bad credit history. Students, other young peole, and newly divorced or widowed women who have always obtained credit jointly with their husbands often find themselves in this situation.

It seems like a vicious circle: you can't get credit because you've never had credit, but you've never had credit because you can't get credit. What's a person to do?

 

   
Best Balance Transfers Credit Card
Best Low Interest Rate Credit Card, 0% Inroductory APR on Purchases
Best Free Credit Card, $0 Annual Fee

Chase Bank

Cash Plus® Rewards Visa®
 

Platinum MasterCard® BEST Low Interest Rate Credit Card, 0 % Inroductory APR on Purchases
 
0% Intro APR for 12 months  
$0 Annual Fee Great Rewards  
Apply NOW for Cash Plus® Rewards Visa® Credit Card! Apply Now!

HSBC® Bank

Platinum
MasterCard®
 

 
0% Intro APR for 12 months  
$0 Annual Fee Great Choice  
Apply NOW for Platinum MasterCard® Credit Card! Apply Now!

American Express

Blue from American Express®
 

Cash Plus® Rewards Visa® BEST Balance Transfers Credit Card
 
0% Intro APR for 15 months  
$0 Annual Fee Great Rewards  
Apply NOW for Blue from American Express® Credit Card! Apply Now!
As well as convenient, accessible credit, the cards offer consumers an easy way to track expenses, which is necessary both for monitoring personal expenditures and the tracking of work-related expenses for taxation and reimbursement purposes. They have now spread worldwide, and are offered in a huge variety of permutations with differing credit limits, repayment arrangements such as automatic payment from a personal bank account (some cards offer interest-free periods, while others do not but compensate with much lower interest rates), and other perks (such as rewards schemes in which points earned by purchasing goods with the card can be redeemed for further goods and services or credit card cashback).
 

       

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